Loan amounts are limited to: $200,000 to any one individual or project.

Borrowers may have multiple outstanding loans, however, the aggregate sum of all Ag BMP loans may not exceed the $200,000 principal balance maximum.

Maximum loan term length is 10 years.

Maximum interest rate is 3% plus other normal and customary charges.

Example fees include:  Insurance, mortgage handling, filing, default and delinquency, and yearly maintenance fees.

The frequency and number of payments are flexible and are negotiated with the lender.

The county and local lender may set additional terms and requirements for eligibility of projects.

Feedlot improvements

Upgrading manure storage basins and odor control

Improved manure handling, spreading and incorporation equipment

Terraces, waterways, streambank protection, sedimentation basins, wind breaks and other practices that prevent erosion

Conservation tillage & no-till equipment

Repair of septic treatment systems

Sealing abandoned wells

Most any practice that prevents water pollution

Re-financing projects already completed with conventional financing

Manure & feedlot improvement projects on farms over 1,000 animal units

Tractors

New construction projects